Mortgage Protection · For Homeowners

Get A Free Quote For Mortgage Protection Insurance, Which Can Pay Off Your Mortgage For Serious Illness Or Death.

If you got sick, hurt, or passed away tomorrow — could your family afford to keep the house? Check your eligibility for coverage that makes sure the answer is yes. No medical exam required and 100% online approval in as quick as 10 minutes.

Start Your Free Quote

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★★★★★

Trusted by 106,000+ homeowners nationwide

No spam. No obligation. Takes less than 2 minutes.

A-Rated Carriers

We only work with financially strong, highly-rated insurers.

Get Up to $1 Million in Coverage!

You could qualify for up to $1 million or more!

Fast Approval Process

You can get approved without any medical exams

No medical exam for most applicants Free to check About 60 seconds

Why Verum Vitae Financial

Licensed specialists who do the shopping for you.

We connect you with a dedicated, state-licensed insurance professional who compares options from top-rated carriers — at no cost to you.

Licensed Specialists

Your dedicated advisor shops multiple A-rated carriers to find your best options.

We Do the Comparing

Instead of calling around, you see options from multiple insurers side by side in one place.

Built to Cover the Mortgage

Coverage sized to pay off your home, so your family can stay regardless of what happens.

Benefits Paid Directly to Your Family

The death benefit goes to your named beneficiary — not the bank — and is generally received income-tax-free.

Common Questions

What you should know before you apply.

How much does this cost?

Mortgage protection is term life insurance — and term is often more affordable than people expect. Premiums are calculated based on your age, health profile, and the coverage amount you select. Your specialist will walk you through real options with no obligation.

Do I need a medical exam?

Many applicants qualify without any exam at all. Carriers use health questions and data-based underwriting to approve coverage quickly. Your specialist will clarify exactly what applies to your situation.

Who receives the money?

The benefit is paid directly to the beneficiary you name — your spouse, your children, whoever you choose. It does not go to the bank. Your family decides how to use it, and life insurance death benefits are generally received income-tax-free.

How fast is approval?

Many policies are approved same-day or within a few business days. Your specialist will present your options quickly so you can make an informed decision on your own timeline.

All information is kept confidential. No cost, no obligation to purchase.

What Is Your Current Age?

Depending on your age you could qualify for even higher coverage and benefits.

What Is Your Remaining Mortgage Balance?

This helps us match you with the right coverage amount.

What’s your name?

What’s your email?

Tell us where to send your results.

Almost done! What’s your mobile phone number?

Complete this final step to confirm your eligibility.

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🔒 Your information is encrypted and secure.

CONGRATULATIONS!

You’re pre-qualified

We’ve matched you with a State- Licensed Specialist from our team who is currently reviewing your responses to find you the best options possible. We will contact you in 24 hours or less.

⚠️ FINAL STEP:

VERIFY & REVIEW YOUR OPTIONS

Your specialist will reach out shortly to show you the options, answer your questions, and finalize your coverage.

Please keep your phone line open.

Here’s what you can expect next:

Answer the Call

Please pick up even if you do not recognize the number.

Confirm Details

The specialist will verify your age and other answers.

View Options

Once verified, you will receive your exact quotes and coverage amounts.

We’re Sorry

Unfortunately, the coverage options in this program are only available for ages 80 and under, so we aren’t able to offer you a quote at this time. Thank you for checking your eligibility.